The Bajaj EMI card is a great way to make purchases and pay for them later. When you Apply for a Bajaj EMI card you get access to a pre-approved loan. The loan amount can be as high as 4 lakhs. You use this card to shop for items online or offline and then pay for it in easy installments. Your purchasing power greatly increases with the Bajaj Finserv card. The card also allows you to save money by using it strategically. You can buy larger items more easily and save a significant amount of money while doing so.
Timing is everything
Most online and offline stores run promotional discounts regularly. The deepest discounts are usually at festival times. If you wish you had the cash to spend during these huge sales, apply for Bajaj EMI Card and catch the best deals on time. You can use the card to buy your dream fridge, smartphone, or laptop when it is being sold at deep discounts.
The traditional way of saving up for purchase does not always save you money in the long run. Deep discounts are not available all the time. And by the time you have enough money saved up, you may not get the cheaper rate on the goods you desire.
You also have to go without that item till you have enough money saved to buy it. This is not a practical way to purchase necessary items such as a laptop for work or an air conditioner for a hot summer. The Bajaj Finserv card allows you the freedom to take advantage of great deals and save a huge sum of money on them. It enables you to buy what you need when you need it.
No cost EMIs
Online stores sometimes offer special benefits that you should look out for. When there is an offer for a no-cost EMI for an item on your wishlist, grab it. You can then use your Bajaj Finserv card to avail of that EMI offer. You pay for the purchase with your card and then repay the loan through EMIs. However, the seller bears the extra charges that are applicable on the loan.
So, you essentially get an interest-free and a charge-free loan for the entire amount of the purchase. You also get the convenience of buying the item without a cash payment and through EMIs. These offers are a great money saver that you can avail of only after you apply for Bajaj EMI card and receive it.
Additional offer benefits
When you have an item on your wishlist keep a watch for special offers for Bajaj Finserv customers. You get access to all these benefits and more when you apply for Bajaj EMI card. Some sellers offer a zero down payment for expensive items. This means that instead of making a part payment and financing the rest through EMIs you can pay for the entire purchase through your EMI card. Other offers may include additional discounts or free delivery.
Saved from high-interest and hidden charges
If you do not have an EMI card, you may resort to personal loans from institutions or friends. You may be liable to pay higher interest rates on these loans. If you have taken a personal loan from an institution, you may not be able to pre-close the loan without paying extra charges. But, with your Bajaj Finserv card, you pay very reasonable charges and interest. The process is transparent, and there are no hidden pitfalls. You save yourself from the pitfalls of high-interest loans and also maintain your privacy. The money saved on interest and hidden charges is a great advantage for Bajaj Finserv cardholders.
Online EMI store
While most online stores offer you great discounts periodically, the Bajaj Finserv store always has great deals and offers. The store rivals the leading online sellers for variety, big brands and cheap prices. You can access the store through your Bajaj EMI Card login, app or directly online. The Bajaj Online store sells all the big-ticket necessities that you need.
You can upgrade your home appliances easily with a wide range of refrigerators, TVs, air conditioners and other electronic goods. Why spend on a gym membership when you do not have the time to visit it. Instead, buy fitness equipment from the Bajaj online store and create your home gym. The EMI payments will be lower than your gym membership and you will be able to exercise when you have the time within the comfort of your open home. The latest smartphone is essential to perform daily work and personal tasks. Upgrade your laptop and smartphone to suit your requirements.
When you apply for Bajaj EMI card, you access all these benefits and more. You can also check through your Bajaj EMI Card login for the latest sales and offers. Use your Bajaj Finserv EMI card to get the best value for your money.