The Bajaj Finserv EMI Network Card is a useful financial instrument that helps meet big-ticket expenses through no-cost EMIs. However, the financial institution can block the EMI card for selected reasons like missed EMI payment, incomplete ECS mandate, a sudden drop in CIBIL score below 750, etc.
In such cases, individuals can unblock Bajaj EMI Card through some simple steps.
Ways to unblock Bajaj Finserv EMI Network Card
A blocked Bajaj Finserv EMI Network Card restricts its usage. However, it is essential for cardholders to find out the reasons behind it and find ways to activate it immediately.
Following are the easiest steps of how to unblock Bajaj card.
Via customer care number
Following is the process of card unblock through customer care or offline mode:
- Call the Bajaj Finserv customer care number 08698010101.
- Mention your EMI card number or 7-digit customer ID.
- State the issue to the representative and follow the instructions.
Within a short while, the issue will be resolved. Alternatively, individuals can also unblock Bajaj EMI Card online.
Bajaj Finserv introduced a dedicated customer portal – Experia, that helps unblock the EMI card. Following are the steps:
- Log in to the Bajaj Customer portal.
- Input customer ID.
- Enter a password or choose to receive OTP on the registered mobile number.
- Go to ‘My Relations’ and choose ‘EMI Network Card.’
- Choose ‘View All’ and select ‘EMI Card Details.’
- Select from ‘Block/Unblock/Reissue.’
- Follow the steps mentioned to unblock the card.
Note that you need to remember the Bajaj Experia portal login ID to access this platform. It allows you to leverage other services this portal offers besides unblocking the EMI card.
Benefits and features of Experia portal
Once you know how to unblock an EMI card, you can also avail the services below through the customer portal – Experia.
Check all existing loan details
Individuals can navigate the customer portal and check the existing loan details, EMIs left, amount repaid, etc. They can also set notifications so that they do not miss EMI payments. This online portal also allows customers to download loan statements after each monthly instalment payment.
You need to keep updating your personal details from time to time to keep your financials on track. Moreover, since all important notifications, messages, etc., are sent to your contact number, you need to keep it up-to-date.
You can access the portal via the official website or download the Experia App on your device for faster navigation.
Download important documents
If you are a Bajaj Finserv customer, you can read and download all essential documents related to loans, EMI card, investments through the Experia portal. These documents act as records of your financial habits. Through this platform, you can download e-statements like NOC, interest certificates, etc.
Payment of missed EMIs, part-prepayment, and foreclosure
Frequent missed EMI payments often lead to card block and also affect the credit score. However, with Bajaj Finserv Experia portal, individuals can pay the missed EMIs to keep their financial records flawless.
Additionally, they can also make part-prepayment and foreclose a loan to reduce or clear the debts effectively.
View pre-approved offers
Using this portal, you can also check pre-approved offers within seconds.
This NBFC extends pre-approved offers that simplify and expedite loan processing. These offers are also available on a range of financial products like personal loans, business loans, credit cards, and many more. All you have to do is enter your name and contact number to check your pre-approved offer online.
File a complaint
This online portal lets you raise queries or complaints related to any services or products. It ensures quick grievance redressal and offers an elevated customer experience. You can also check the status of your complaint after registering one.
Follow the steps mentioned above to unblock Bajaj Finserv EMI Network Card and resume using it. Apart from this, also enjoy a host of benefits offered by the Experia portal.