Do you have a mandatory car liability policy but have never evaluated the ancillary guarantees? In the summer, some covers could become very useful.
If your car management changes in the summer, perhaps it would be appropriate to evaluate some ancillary guarantees to the car liability policy of the capital one that can make you live the summer more serenely.
Accessory guarantees: how does car management change in the summer?
The Touring Club Holiday Observatory 2021 found that 67% who go on holiday will do so by car. And 76% want to spend their holidays in uncrowded places.
Car in tow, therefore, and the conditions of use of the vehicle change compared to the usual winter ones, let’s give some examples:
- long journeys on the motorway compared to the usual journeys in the city or at most towards the place of work when it is different from that of residence;
- a car parked on public roads instead of in boxes or garages;
- road conditions with different rules in holiday resorts (prohibitions, narrow roads, or mountain routes) compared to that of the city where you live and work.
In short, when habits change, even the need for protection can change and a need that is not normally felt can become important. This is why in the summer it would be advisable to evaluate the ancillary guarantees of the car insurance, which in the face of a premium paid to the insurance company, protects you from a series of eventualities that could cost you dearly and ruin your holiday.
The most useful ancillary guarantees in the summer period
So let’s come to the ancillary guarantees that could be more useful in the summer period (and not only, because, in the end, it all depends on your habits):
- Roadside assistance. If you normally drive around town but are planning a vacation that will take you on a long drive, this guarantee is perfect. It allows you to take advantage of roadside assistance in case of breakdowns, including the tow truck that transports you to a partner garage, and depending on the contract you could also benefit from the repair of the vehicle on-site, without jeopardizing the holiday.
- Atmospheric and natural events. More and more often the summer season is marred by very violent atmospheric events that could damage your car. Typically this policy protects you from tornadoes, landslides, floods, floods, landslides, hail, and damage caused to the car by objects carried by the wind.
- Crystals. This coverage guarantees compensation for damage caused to car windows, the risk of which increases especially when the vehicle is parked in a public square or street.
- Vandalism. A key cover in cases where you find the vehicle damaged when you go to collect it from the parking lot.
- Theft and fire. This is an important safeguard to protect your finances from the risk of losing your car due to a theft or a fire.